RV Insurance

Compare: a specialized RV Policy gives you more

  • Specialized RV Policy Typical Auto Policy
    Total Loss Replacement
    Check
    		 NO
    24-hour Towing and Roadside Assistance
    		NO
    Agreed Value Coverage
    		NO
    Personal Items at Replacement Value
    		NO
    24-hour Claim Reporting
    		?
    Damage to Awnings and Satellite Dishes
    		NO
    Emergency Vacation Expenses
    		NO
    Campsite Liability
    		NO
    Full-timer's Coverage
    		NO
    Discount for Safety Course and CDL
    		?
    Liability Limits to $1 Million
    		?
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You Won't Find Better Protection for your RV

  • Guaranteed..Total Loss Replacement

    If your RV is destroyed within it's first five model years, this coverage will ensure that you get a brand new RV - even if it costs more than you paid for the original unit! For model years six through the life of the policy, our companies will pay no less than the original purchase price you paid for your RV toward the purchase of a new RV. (Available on units up to two years old. Cover caries by insurance company).

  • Premises Liability for Your Campsite

    Similar to a homeowner's policy, our companies will protect you from injury liability if others are injured in or around your RV. **Coverage varies by state and the insurance company. Your coverage may vary from the Description. Your policy is your contract so please it carefully.

  • 24-Hour Towing and Roadside Assistance

    Why hassle with buying a separate towing package when it's included in your RV Insurance Coverage? No out-of-pocket payment; just sign and drive and our companies will pay for unlimited expenses to get your rig to the nearest qualified repair facility. Travel trailer owners are covered as well, and we include your towing vehicle.

  • Fast, Easy, Claims Service You Can Trust

    Our companies offer 24 hours a day, 365 days a year direct claims reporting service from anywhere in the United States or Canada. Our experienced RV claims representatives can arrange for a prompt repair of your RV and get you back on the road as quickly as possible.

  • Agreed Value Coverage

    This coverage protects you from your depreciation by locking in your value today. In the event of a total loss, our companies will pay no less than the Agreed Value. We typically utilize this coverage for pre-owned units. A bill of sale will be required with your application.

  • Optional: Full-Timer Coverage

    If you use your RV more than 150 days per year, you must purchase Full-Timer Coverage. Much like a homeowner's policy, our policies provide comprehensive personal liability coverage that pays for bodily injury and property damage caused by an accident in which you are held liable. Auto policies don't provide a Full-timer Coverage.

  • Replacement of Personal Items

    We automatically cover $2,000 of your clothing, camera, tools, electronics, and other personal items in your RV. What's more, we cover your items at replacement cost so you can replace those items with brand new ones of like kind and quality.

  • Full Timer's Coverage for Stored Personal belongings

    This optional coverage pays for the loss of, or damage to, the full-timer's household contents that are stored in a commercial mini-storage facility.

  • Emergency Vacation Expenses

    Our companies pay for temporary lodging, auto rental, and travel expenses if you're involved in an accident while more than50 miles from your home.

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